Your Child Stays in Class. You Pay at Your Pace.
We pay your child's school fees directly to the school on day one. You repay in comfortable monthly installments over 3 to 6 months.
As Featured In
Families onboarded
Approval Time
Max First Loan
Flexible Repayment
Trusted by parents at top schools across Abuja and environs:
Uninterrupted learning for them. Financial peace for you.
We take the pressure off by paying the bulky term fees directly to the school upfront. Your child stays in class from day one, giving you the breathing room to pay back at a comfortable pace.
Zero Collateral
No property, guarantors, or paperwork required. Just seamless access to school fees.
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Transparent Fees
No hidden charges or compound interest. You only pay the exact flat fee shown upfront.
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Peace of Mind
We settle the school directly on day one. Your child stays in class while you repay comfortably.
Apply NowThree steps to a
stress-free term.
No office visits. No lengthy paperwork. No waiting weeks for approval. Just a simple digital process designed for modern parents.
Apply in 5 Minutes
Submit your details, school information, and fee amount. We verify your BVN and banking history — no office visits needed.
Get Approved in 24 Hours
Our team reviews your application and confirms eligibility. Most approvals happen same-day.
Fees Paid, Child in School
We pay the full fees directly to your child's school. You repay in comfortable monthly installments.
“No child should be sent home because school fees weren't paid on time.”
Divine Chiamaka Ifeonyemetalu
Founder, TermFund
Our Partners
Frequently Asked Questions
Everything you need to know about how TermFund works and how we support your child's education.